Section

Investing

Index funds, retirement accounts and evidence-based portfolio habits.

What an index fund is, why costs dominate long-run outcomes, and how to build a portfolio you can actually leave alone.

Lump sum wins about two thirds of the time. Averaging in still makes sense for reasons the averages ignore.

Nine numbers explain almost everything about an ETF. Here is what each one means and which ones actually matter.

Employer match, tax timing and contribution limits decide the order you should fill these accounts.

Dividends are not free money, and the highest yields are often warnings. What a sensible income strategy looks like.