Section

News

Rates, regulation and payment trends that reach household budgets.

Policy rates set the floor for deposit returns — but banks pass cuts on faster than increases. How to respond as a household.

Slower inflation is not falling prices. Why budgets still feel tight and which line items deserve attention now.

Instalment lending grew outside consumer credit rules. Regulators are closing the gap, and borrowers should read the terms now.

Standardised data access and account-to-account payments are pulling transactions away from cards. What changes for users.

Losses have shifted from stolen card numbers to authorised push payment scams, where the victim makes the transfer themselves.